Seamless Remote Onboarding
Automate the entire client intake process. Clients can register, verify their identity, and sign contracts 100% online from any device.
- Biometric Liveness: Active liveness checks to prevent spoofing.
- E-Signatures: Integration with Smart-ID and eParaksts for legally binding agreements.
- Self-Service Flow: User-friendly interface for clients to submit data remotely.
Automated AML & KYC Checks
Maksis automatically screens every person against global databases to prevent fraud instantly.
- Sanctions & Watchlists: Real-time OFAC, EU, UN database checks.
- PEP Screening: Identify Politically Exposed Persons instantly.
- Document Verification: Connect to invalid document registries.
Instant Credit Scoring
Enter a National ID and get a decision in seconds. Maksis calculates the client's risk level automatically based on your business rules.
- Custom Scoring Models: Tailored to your risk appetite.
- Credit Bureau Integration: Instant data fetching.
- Automatic Limits: System suggested loan amounts.
Customer Management (CRM)
The Maksis CRM tracks the complete client lifecycle. From remote onboarding via Smart-ID, eParaksts, or SumSub to in-branch service.
- Full Audit Trail: Who served the client & when.
- Unified History: Payments, products & documents.
- Auth Methods: Smart-ID / eParaksts status.
PSP Payment Hub
The Maksis Payment Hub manages all inbound and outbound payments in one engine. Whether it's utility bills, new beneficiaries, or mass payouts.
- Bank Integration: Connected via APIs to correspondent banks.
- Standard Ready: Built-in ISO20022 and JSON support.
- Reporting: Full transaction history and reports.
Pawnshop & Collateral Management
The Maksis module for pawnshops and secured lending. Track physical assets, generate storage labels, and manage sales.
- Live Tracking: Real-time warehouse status.
- Collateral Registry: Full history of pledged items.
- Sales Automation: Auto-listing for unredeemed items.
Flexible Loan Products
With Maksis, you can launch any type of lending product. From short-term payday loans to long-term installment loans and credit lines.
- Custom Calculators: Embeddable widgets for your website.
- Product Configurator: Set interest rates, terms, and fees.
- Payment Schedules: Auto-generated annuity or linear schedules.
Technical Specifications
Built on a modern stack designed for reliability, security, and easy integration.
Enterprise-Grade Technology
Built on a robust, modern stack designed for scale and security. Hosted on AWS with 99.9% SLA guaranteed.
- Modern Stack: Java, PostgreSQL, NoSQL & Microservices.
- SaaS Ready: Cloud-native architecture on AWS.
- Scalable: Process customization & extensibility.
Seamless API Integrations
Connect easily with the fintech ecosystem. From open banking to credit bureaus and payment gateways.
- Fintech Ready: Pre-built connectors for banks & services.
- Open API: Gateway for loan comparators & aggregators.
- Cards: Integration with card issuers & acquirers.
